At LoVerde Law, our Chicago car accident attorneys are here to protect the rights of crash victims across the city. With more than 100,000 motor vehicle accidents in Chicago every year, too many people are left facing life-altering injuries caused by distracted, reckless, or drunk drivers.
Choosing the right lawyer can make all the difference.
Our experienced team fights for the full compensation you deserve, including medical costs, lost wages, and the impact on your future. We’ve helped countless accident victims recover millions in damages, and when you work with us, you’ll have a dedicated team on your side every step of the way.
Car accident cases require prompt action and strategic legal planning since auto insurance companies focus on profits, not your well-being, and they use tricks to pay you less money. You need an experienced car accident attorney to protect your rights.
Our Chicago car accident attorneys bring decades of experience to every case, and we have won millions for our clients in Chicago, IL. Our track record proves our commitment to justice since we know how insurance adjusters think and work.
We handle every part of your car accident claim with care, from the accident scene to the final settlement, as we fight for you. Our team strives tirelessly to obtain the highest possible compensation, so you don't face this alone when you choose us.
Car accident cases involve complex laws that most people are unfamiliar with, while auto insurance companies have teams of lawyers working against you. Without legal help, you might accept too little money, which leaves you paying medical bills and lost wages yourself.
A seasoned car accident attorney understands the strategies used by insurance companies as we gather evidence and build strong cases. This approach often yields significantly higher settlements than victims receive on their own.
We use proven methods to get every dollar you deserve, as our team thoroughly investigates and collects all relevant evidence. We work with medical experts who explain your injuries and also use accident experts who show what happened.
Our negotiation skills set us apart from other law firms since we know what motivates insurance companies to pay fairly. When talks fail, we take cases to court without hesitation.
Chicago car accident statistics indicate that driver mistakes are the primary cause of most crashes. Traffic accidents happen daily in our city, and certain factors lead to more serious car crashes than others.
Cell phone use causes thousands of accidents in Chicago yearly, as drivers who text while driving create dangerous situations. These distractions often cause rear-end crashes with serious injuries, while common injuries include whiplash and brain trauma.
Rear-end accidents happen frequently in heavy traffic areas since when distracted drivers don't see stopped cars, crashes occur. Illinois law holds these drivers fully responsible for damages.
Chicago traffic makes some drivers speed dangerously since speeding reduces reaction time and increases injury severity. The Illinois Department reports that speed causes more deadly crashes, while high-speed accidents often result in severe injuries or death.
Drunk driving remains a major problem throughout Chicago, as impaired drivers cause devastating auto accidents on weekends. Illinois punishes drunk drivers harshly through criminal and civil penalties.
Chicago winters consistently create hazardous driving conditions since snow and ice cause thousands of accidents each year. Low visibility and slick roads increase crash risks, so drivers should adjust their driving to the weather conditions.
Bad road maintenance also contributes to motor vehicle accidents since potholes and broken signs create hazards for drivers. Sometimes, government agencies share fault for these accidents.
The first moments after a car crash are critical since many accident victims feel confused and make costly mistakes. Taking the right steps protects your health and legal rights, while every action you take can significantly impact the success of your personal injury claim.
These steps help protect both your health and your legal rights immediately after an accident occurs.
Statistics show that victims with lawyers get more money than those without, while professional legal help levels the playing field against insurance companies. The majority of personal injury attorneys charge contingency fees, so you pay nothing unless they win your case.
The cost-benefit strongly favors hiring an accident lawyer since quality legal help is available regardless of your finances. This arrangement lets everyone access experienced representation.
An experienced car accident attorney brings legal skills you can't match, as we know how to gather evidence and conduct interviews with witnesses. We collaborate with medical experts to construct robust cases, while our investigation finds evidence that insurance companies hide.
Medical records become very important in serious injury cases since we work with doctors to document your injuries accurately. Expert medical testimony often makes the difference in settlements.
Insurance companies rush to offer quick settlements before you understand your injuries, as these early offers typically cover only immediate costs. They leave you paying for ongoing treatment and lost wages.
Many serious car accident injuries need months or years of treatment, while quick settlements prevent you from seeking more money later. Once you accept, you typically can't get additional compensation.
Sometimes, talks fail, and personal injury cases become necessary. The statute of limitations allows a two-year window for victims to submit claims, and missing this deadline usually prevents any court recovery. Consult an attorney soon after your accident occurs.
Car accident lawsuits follow predictable steps, and many cases settle before the trial begins. The process can take anywhere from months to years, depending on its complexity. Simple cases with clear faults settle faster.
Factors that affect timing include:
Illinois uses a fault-based insurance system for motor vehicle accident cases. The at-fault driver pays damages to the injured parties, but determining fault requires careful evidence analysis. Multiple parties may share responsibility in complex crashes.
Comparative negligence lets victims recover money even if they are partially at fault; however, your fault percentage reduces your compensation. You can still recover compensation if you are less than 50% responsible.
Every negligence claim needs four key elements:
Multi-vehicle accidents create complex liability scenarios since Chicago highways frequently experience chain-reaction crashes involving multiple cars. Determining fault requires careful analysis of each driver's actions.
Each party's share of blame dictates the division of damages, so if three drivers share the blame, each pays their portion. This ensures a fair distribution of responsibility among all parties.
Strong cases need solid evidence and thorough preparation, so we start building your case immediately after contact. Early development often determines success versus denial since time-sensitive evidence disappears if we wait too long.
Successful Chicago car accident claims require multiple types of evidence working together from accident scene photos to detailed medical records, as everything serves a purpose.
Essential evidence includes:
Digital evidence is growing increasingly important in modern cases, as surveillance footage may capture the actual collision clearly.
Independent witnesses provide unbiased accounts of your accident since people with no connection to the driver offer credible testimony. Their statements carry significant weight with insurance companies, and they can testify about traffic lights, speeds, and driver behavior.
Police reports serve as official accident documentation, though they're not always accurate or complete. Officers sometimes arrive late and rely on driver statements, but we can challenge incorrect reports with better evidence.
Car accidents cause many injuries, from minor to life-threatening, and some injuries appear immediately while others show up later. Knowing your injury's full impact is key to a strong compensation claim since delayed symptoms can indicate serious underlying problems.
Broken bones and cuts are obvious immediately, but concussions and internal bleeding may not hurt right away. These can become serious conditions needing extensive treatment.
Whiplash affects thousands of car accident victims yearly, as it causes neck pain, headaches, and movement problems. Severe cases often require physical therapy and medication, which can cost thousands, while head and neck movement during crashes damages muscles and nerves.
Broken bones often require surgery and metal hardware since recovery periods can last months with physical therapy. Traumatic brain injuries are among the most serious consequences, and even mild concussions affect memory and concentration long-term.
Catastrophic injuries cause permanent disabilities affecting your entire life, while spinal cord injuries may cause paralysis, requiring lifetime care. These cases involve millions in future medical costs, and home modifications and adaptive equipment add significant expenses.
Lost earning capacity extends beyond the immediate loss of wages since for numerous victims, returning to their former jobs isn't possible. Physical limitations may force lower-paying work, so calculating future losses requires an expert economist's testimony.
Claim denials happen often, even with valid claims, as companies deny for various reasons, including disputed fault. They may claim injuries aren't accident-related or coverage doesn't apply, but understanding denial options helps you fight back effectively.
Illinois law protects consumers from unfair insurance practices since legal remedies exist when companies wrongfully deny valid claims. Bad faith practices carry additional penalties beyond original damages.
Insurance adjusters learn tactics to minimize claim payouts:
Recognizing these manipulation attempts protects you from unfair settlements, so don't let adjusters pressure you into quick decisions.
We have legal tools to fight insurance bad faith since bad faith claims result in penalties beyond original damages. We document all company communications and unreasonable conduct, while our experience includes millions recovered from overturned denials.
These victories send a message that we won't tolerate unfair treatment, so insurance companies learn to take our clients seriously.
Multiple compensation sources exist after Chicago car accidents, and understanding different options maximizes your total recovery. From insurance claims to personal injury lawsuits, each offers specific advantages, while our systematic approach ensures no recovery source gets missed.
The process often involves multiple insurance companies and legal claims, so we pursue all available compensation sources for maximum recovery.
Economic damages cover specific financial losses:
Compensation for non-economic damages includes losses such as pain and suffering, and these often represent the largest components of the claim. Punitive damages may apply in extreme negligence cases.
Multiple factors influence your car accident claim value:
We partner with doctors and economists to deliver precise forecasts, and this comprehensive approach reveals damages insurance companies avoid paying.
Our personal injury law firm brings decades of experience to every Chicago car accident case. We've recovered millions for clients and established ourselves among the best car accident attorneys, and this experience gives us the knowledge to maximize your compensation.
We operate on a contingency fee basis, meaning there are no upfront costs. You pay attorney fees only if we recover compensation on your behalf. This arrangement ensures quality legal representation regardless of financial circumstances.
How much does a car accident lawyer cost?
Most work is done on a contingency fee basis, typically ranging from 33% to 40% of the recovery. You pay nothing unless we win.
What if I were partially at fault?
You can still recover compensation if you are less than 50% responsible, but your fault percentage reduces the compensation you might be awarded.
Should I accept the first offer?
No. First offers typically fall far short of actual damages and future needs.
How long does a case take?
Simple cases settle in months, but complex injury cases may take a year or more.
What if the other driver was uninsured?
Your uninsured motorist coverage may provide compensation for medical bills and damages.
Can I recover without wearing a seatbelt?
Yes, though it may reduce compensation. Seatbelt use rarely prevents recovery entirely.
What should I bring to the consultation?
Police reports, medical records, insurance letters, photos, and expense documentation.
Time is critical after auto accidents in Chicago, IL. Waiting too long hurts your compensation chances because evidence disappears, and insurance companies take advantage of unrepresented victims.
We offer free consultations to all auto accident victims. Contact our experienced personal injury attorney team immediately to protect your rights. Let our Chicago personal injury lawyers fight for you.
