Know Your Rights: What to Do If You’re in an Accident While Riding in an Uber

Chicago is a city on the move and rideshare services like Uber have become a go to for getting around quickly and conveniently. Whether you’re heading to O’Hare for a flight, catching a ride home after a night out in River North, or skipping the parking hassle at a Cubs game, Uber offers flexibility at your fingertips. But like any form of transportation, accidents can happen. And when they do, it’s important to know your rights and the steps to protect yourself, both for your safety and your legal protection.

Rideshare accidents can be complicated. Multiple parties including, the Uber driver, another motorist, pedestrians, or even the rideshare company itself are involved. Understanding who may be responsible and how insurance coverage works is key to making sure you aren’t left with medical bills, lost wages, or other damages without recourse.

Before You Ride: Stay Informed and Alert

Getting into an Uber isn’t the same as hopping into a taxi or driving your own car. Rideshare services operate under specific agreements and insurance policies. Uber provides liability coverage for drivers, but that coverage can vary depending on whether the driver is waiting for a ride request, en route to pick up a passenger, or actively transporting one.

From a safety perspective, always confirm the license plate, driver name, and photo in the app before getting into the vehicle. This protects you from entering the wrong car and also ensures your trip is properly logged in the Uber system, which can be crucial evidence in the event of an accident.

Smart Safety Tips for Uber Riders

• Buckle Up Every Time: Even short trips can result in serious injuries. Wearing a seatbelt is the simplest way to protect yourself.
• Sit in the Back Seat: This provides more personal space and can reduce the risk of injury in certain collisions.
• Track Your Route: Use the Uber app to monitor your driver’s path and ensure it matches your destination.
• Avoid Distractions: Stay alert so you can react if something seems unsafe, whether it’s the driver’s behavior or road conditions.
• Document Everything: If the driver is speeding, using their phone, or engaging in unsafe behavior, make a note or take a screenshot of the trip details.

After an Accident: Protect Your Health and Your Rights

If you’re in an Uber accident, the first priority is your safety. Call 911 for any injuries and seek medical attention immediately even if you feel fine at first. Some injuries take hours or days to show symptoms.

From a legal standpoint:

• Report the Accident in the App: Uber has an in-app incident report that starts a paper trail.
• Get Information from All Parties: Names, contact info, insurance details, license plates, and witness statements.
• Take Photos and Videos: Document vehicle damage, road conditions, and any visible injuries.
• Do Not Give Recorded Statements: Speak with an attorney before giving official statements to insurance adjusters.

Who May Be Responsible?

Liability in Uber accidents can be complex. Depending on the circumstances, responsibility may lie with:

• The Uber driver
• Another motorist
• Both drivers (shared fault)
• Uber’s insurance policy (depending on the driver’s status in the app at the time)

An experienced personal injury attorney can help untangle these details and pursue the maximum compensation you’re entitled to.

LoVerde Law is Here to Help

At LoVerde Law, we understand the unique challenges rideshare accident cases present. Our team will investigate the circumstances, determine liability, and fight to recover compensation for your medical expenses, lost wages, and pain and suffering.

If you’ve been injured while riding in an Uber, don’t try to navigate the process alone. Contact us today for a free consultation so you can focus on healing while we focus on justice.